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North Carolina health plans

Looking for low-cost or no-cost health insurance? We offer Medicaid plans. We also offer dual health plans for people with both Medicaid and Medicare.

For general information about the plans in your state, visit North Carolina's Medicaid and Exchange homepage.

7  results  for North Carolina

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2023 UnitedHealthcare Dual Complete® Choice (PPO D-SNP)

H1889-005-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility. 


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Preferred Provider Organization (PPO) plan. You have access to a local network of doctors and hospitals. Plus, you can see any provider outside the network nationwide that participates in Medicare and accepts the plan. You may pay a higher copay or coinsurance when you see an out-of-network provider.

Alamance, Alexander, Alleghany, Anson, Ashe, Avery, Beaufort, Bertie, Bladen, Brunswick, Buncombe, Burke, Cabarrus, Caldwell, Camden, Carteret, Caswell, Catawba, Chatham, Cherokee, Chowan, Clay, Cleveland, Columbus, Craven, Cumberland, Currituck, Dare, Davidson, Davie, Duplin, Durham, Edgecombe, Forsyth, Franklin, Gaston, Gates, Graham, Granville, Greene, Guilford, Halifax, Harnett, Haywood, Henderson, Hertford, Hoke, Hyde, Iredell, Jackson, Johnston, Jones, Lee, Lenoir, Lincoln, Macon, Madison, Martin, McDowell, Mecklenburg, Mitchell, Montgomery, Moore, Nash, Northampton, Onslow, Orange, Pamlico, Pasquotank, Pender, Perquimans, Person, Pitt, Polk, Randolph, Richmond, Robeson, Rockingham, Rowan, Rutherford, Sampson, Scotland, Stanly, Stokes, Surry, Swain, Transylvania, Tyrrell, Union, Vance, Wake, Warren, Washington, Watauga, Wayne, Wilkes, Wilson, Yadkin, and Yancey.

Benefits & Features

  • Food, OTC, Utilities

    $280 a month to buy healthy food and OTC products or pay utility bills

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

  • Dental benefits

    Up to $3500 for covered types of preventive and comprehensive dental

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

2023 UnitedHealthcare Dual Complete® (HMO-POS D-SNP)

H5253-041-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services.

Alamance, Alexander, Anson, Bertie, Bladen, Buncombe, Burke, Cabarrus, Caldwell, Caswell, Catawba, Chatham, Cherokee, Chowan, Cleveland, Columbus, Cumberland, Dare, Davidson, Davie, Durham, Edgecombe, Forsyth, Gaston, Greene, Guilford, Haywood, Henderson, Hoke, Iredell, Jackson, Johnston, Lee, Lincoln, Macon, Madison, Martin, McDowell, Mecklenburg, Mitchell, Moore, Nash, Orange, Perquimans, Person, Pitt, Polk, Randolph, Richmond, Rockingham, Rowan, Rutherford, Stanly, Stokes, Surry, Transylvania, Union, Wake, Wayne, Wilkes, Wilson, Yadkin, and Yancey.

Benefits & Features

  • Food, OTC, Utilities

    $305 a month to buy healthy food and OTC products or pay utility bills

  • Dental benefits

    Up to $4000 for covered types of preventive and comprehensive dental

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

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2023 UnitedHealthcare Dual Complete® Select (HMO-POS D-SNP)

H5253-116-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services.

Alamance, Alexander, Anson, Bertie, Bladen, Buncombe, Burke, Cabarrus, Caldwell, Caswell, Catawba, Chatham, Cherokee, Chowan, Cleveland, Columbus, Cumberland, Dare, Davidson, Davie, Durham, Edgecombe, Forsyth, Gaston, Greene, Guilford, Haywood, Henderson, Hoke, Iredell, Jackson, Johnston, Lee, Lincoln, Macon, Madison, Martin, McDowell, Mecklenburg, Mitchell, Moore, Nash, Orange, Perquimans, Person, Pitt, Polk, Randolph, Richmond, Rockingham, Rowan, Rutherford, Stanly, Stokes, Surry, Transylvania, Union, Wake, Wayne, Wilkes, Wilson, Yadkin, and Yancey.

Benefits & Features

  • Food, OTC, Utilities

    $55 a month to buy healthy food and OTC products or pay utility bills

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

  • Dental benefits

    Up to $1000 for covered types of preventive and comprehensive dental

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

2022 UnitedHealthcare Dual Complete® (HMO-POS D-SNP)

H5253-041-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services.

Alamance, Buncombe, Caswell, Catawba, Chatham, Cumberland, Davidson, Davie, Durham, Forsyth, Guilford, Henderson, Mecklenburg, Orange, Person, Randolph, Rockingham, Rowan, Stokes, Wake, Wilkes, and Yadkin.

Benefits & Features

  • OTC+Healthy Food

    $220 a month on a prepaid card for OTC and covered groceries in-store or online

  • Dental coverage

    Up to $3500 for covered types of preventive and comprehensive dental

  • Routine vision care

    $0 copay on yearly routine eye exam and $300 eyewear allowance

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

2022 UnitedHealthcare Dual Complete® RP (Regional PPO D-SNP)

R1548-001-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility. 


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Preferred Provider Organization (PPO) plan. You have access to a local network of doctors and hospitals. Plus, you can see any provider outside the network nationwide that participates in Medicare and accepts the plan. You may pay a higher copay or coinsurance when you see an out-of-network provider.

This plan is available in all counties.

Benefits & Features

  • OTC+Healthy Food

    $175 a month on a prepaid card for OTC and covered groceries in-store or online

  • Dental coverage

    Up to $2500 for covered types of preventive and comprehensive dental

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

UnitedHealthcare Community Plan Medicaid


UnitedHealthcare Community Plan of North Carolina provides Medicaid coverage to children, pregnant women, families and adults. You can choose your own doctor, and get many extras that other plans don’t offer.

This plan is available in all counties.

Benefits & Features

  • Choice of Doctor

    Use Doctor Lookup tool to see if your doctor is in our network or to find a new one.

  • Medicines

    Fill your prescriptions at local pharmacies.

  • Transportation

    We pay for rides to and from medical visits.

Have questions?    Monday - Friday 8am – 5pm ET Excluding State Holidays 1-800-349-1855    TTY 711

 

Individual & Family ACA Marketplace Plans

UnitedHealthcare offers Individual & Family ACA Marketplace plans in North Carolina. They’re designed to give you the coverage you need without breaking the bank.

Choose from plans in the Bronze, Silver and Gold metal levels. They each come with a variety of benefits, including reliable support from our customer service experts.


Alexander, Bladen, Brunswick, Buncombe, Burke, Caldwell, Catawba, Columbus, Cumberland, Davidson, Davie, Duplin, Forsyth, Franklin, Guilford, Harnett, Haywood, Henderson, Hoke, Iredell, Jackson, Johnston, McDowell, Mecklenburg, New Hanover, Orange, Pender, Randolph, Richmond, Robeson, Rockingham, Rutherford, Sampson, Scotland, Stokes, Surry, Transylvania, Wake, and Yadkin.

Benefits & Features

  • Unlimited $0 primary care

    Pay $0 with many plans when you see your network primary care provider for things like annual checkups, shots and screening, and help managing chronic conditions.1

  • Unlimited $0 virtual urgent care

    With many plans, you get unlimited $0 virtual urgent care visits with a doctor who’s trained to provide online care. 1,2

  • Prescriptions for $3

    With many plans, pay a $3 (or less) copay on Tier 1 generic drugs  at Walgreens. Plus, get member-exclusive discounts, like 20% off Walgreens-brand health and wellness products.1,3,4

Have Questions? 1-888-610-9045 TTY 711, 8 a.m. – 8 p.m. local time, 7 days a week