Kentucky Health Plans

Looking for low-cost or no-cost health insurance? We offer dual health plans for people with Medicaid and Medicare. 

We offer 4 health plans in Kentucky

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2020 UnitedHealthcare Dual Complete® (HMO D-SNP)

H6595-001-000

Monthly Premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services. 

Adair, Anderson, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Bullitt, Campbell, Carroll, Carter, Casey, Clark, Clay, Daviess, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Gallatin, Garrard, Grant, Greenup, Hancock, Hardin, Harlan, Harrison, Henderson, Henry, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Madison, Magoffin, Marion, Martin, Mason, McCreary, McLean, Menifee, Mercer, Montgomery, Morgan, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Spencer, Taylor, Trimble, Union, Washington, Webster, Whitley, Wolfe, and Woodford.

Benefits & Features

  • Dental Coverage

    $2500 toward dental services.

  • Health Products Card

    Up to $1,320 loaded onto your card to buy health products you may need.

  • Routine Vision Coverage

    Annual routine exam and $250 credit every year for routine eyewear.

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

2021 UnitedHealthcare Dual Complete® (HMO D-SNP) 2021 UnitedHealthcare Dual Complete® (HMO D-SNP)

H6595-002-001

Monthly Premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services. 

Benefits & Features

To reveal Benefits & Features, select your county.

  • Dental

    Up to $2,500 for covered types of preventive and comprehensive dental services

  • OTC Items - Debit and Food Allowance

    Up to $1,060 per year to buy OTC products, plus $300 per year for healthy foods

  • Prescription Drug Coverage

    $0 drug copays on all tiers of covered medications with option for home delivery

For plan details and online enrollment, select your county

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

2021 UnitedHealthcare Dual Complete® (HMO D-SNP) 2021 UnitedHealthcare Dual Complete® (HMO D-SNP)

H6595-002-002

Monthly Premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services. 

Benefits & Features

To reveal Benefits & Features, select your county.

  • Dental

    Up to $1500 for covered dental services such as fillings, crowns and root canals

  • OTC Items - Debit

    Up to $560 per year on a debit card to buy over-the-counter products

  • Prescription Drug Coverage

    $0 drug copays on all tiers of covered medications with option for home delivery

For plan details and online enrollment, select your county

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

UnitedHealthcare Community Plan of Kentucky


Our plan offers a range of physical and behavioral health benefits. View the benefits below to see all that it offers. It's for people who meet income requirements and are eligible for Kentucky Medicaid. We serve pregnant women, children and young adults to age 21, families and adults.

This plan is available in all counties.

Benefits & Features

  • Choice of Doctor

    Use "Doctor Lookup" to see if your doctor is in our network or to find a new one.

  • Medicines

    There are no copays for covered drugs.

  • NurseLine℠

    Speak with a registered nurse anytime.

Have questions?   
Monday through Friday, 7 am to 7 pm EST     1-866-293-1796    TTY 711