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Medicaid Renewal Means Millions of People Could Lose Their Benefits
Posted: July 12, 2022
Last updated date: July 12, 2022
What is Medicaid renewal?
Whether you call it Medicaid renewal, Medicaid redetermination or Medicaid recertification, it means the same thing. It’s when people who get Medicaid benefits have to recertify, or renew, their coverage. To do so, they need to prove that they still meet the qualifying requirements to receive Medicaid benefits in their state. In most states, Medicaid beneficiaries need to renew every year.
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COVID-19 stopped the need to renew for Medicaid
The COVID-19 pandemic created a public health emergency. During this time, the requirement for Medicaid recipients to renew every year was temporarily stopped. The pandemic health emergency has been extended many times since January 2020. As a result, Medicaid recertification has been on hold for more than 2 years and a record number of people are now on Medicaid. In fact, nearly 79 million people were enrolled in Medicaid as of November 2021.1
Medicaid recertification will start again once the public health emergency ends
When the public health emergency ends, Medicaid recipients will have to renew their Medicaid coverage. States have up to 12 months to complete recertification. But this won’t be an easy task. That’s because states may not have had any contact with many Medicaid enrollees for 2 to 3 years. So many addresses or contact information may be out of date. Medicaid recipients who don’t recertify are in danger of losing their Medicaid coverage and could find themselves without health insurance coverage.
Medicaid coverage is key for people who are dual eligible
People who qualify for both Medicaid and Medicare are known as dual eligible. Dual Special Needs Plans (D-SNPs) are a type of Medicare Advantage plan that provide extra benefits beyond Original Medicare and Medicaid. You need to have Medicaid coverage to qualify for a D-SNP.
The pandemic health emergency is expected to end sometime in 2022. When that happens, D-SNP members will need to recertify their Medicaid coverage. D-SNP members who find they no longer qualify for Medicaid in their state will need to choose a different type of Medicare plan.
See UnitedHealthcare plans in your area.
Dual-eligible or Medicaid plan benefits can change depending on where you live. Search using your ZIP code to find the best plan to meet your health care needs.