Have you ever needed something at the drug store, but you couldn’t afford it? That’s a tough situation, but it’s one some people with low income know all too well. Dual health plans are for people who have both Medicaid and Medicare. These plans include many extra benefits and features to help make life easier. One of the most popular benefits is being able to get over-the-counter drugs and other health items at no cost. That can help make a big difference to both your budget and your health.

Most dual health plans include health products credits. Instead of paying with cash, you can spend your credits to buy approved health-related items. If you had a dual health plan, you could use your health products credits to buy a wide range of health-related items you may need. When you pay with credits, there’s no cost to you. 

• Antacids, aspirin, cough drops and other over-the-counter (OTC) medicines.
• Toothbrushes, toothpaste, denture cream and tablets.
• Eye and ear care items.
• Cleansing wipes, bandages and first aid supplies.
• Thermometers, blood pressure monitors and more.

With most dual health plans, you can order health products through a catalog. You can also order by phone or online. The items are mailed to you. Some dual health plans may also give you a debit card. If so, you can use your debit card at participating retail stores just like a regular debit card.