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Get more with a Dual Special Needs Plan

UnitedHealthcare Dual Complete® is for people who have Medicaid and Medicare. You’ll keep all your Medicaid benefits, plus you’ll get more benefits at no extra cost to you.

Dual Special Needs Plans typically include:

Dental Coverage

Routine dental care with $0 copays on covered types of preventive and comprehensive dental.2

Prescription Drug Coverage

Prescription drug coverage with home delivery is always included in Dual Special Needs plans, most with a $0 copay on all covered generic and brand-name prescriptions. 

Over-The-Counter (OTC) Products

Prepaid card to buy hundreds of approved health-related items at no cost to you, including common over-the-counter (OTC) medicines.3

Healthy Foods Benefit

Prepaid card to buy covered groceries at many retailers or online.3

Vision Coverage

No copays on yearly routine eye exam and eyewear allowance with free lenses.5

Transportation Assistance

$0 copay for rides to or from a doctor's office or pharmacy.

Here are three easy options to get you started:

Call a licensed sales agent

1-844-812-5967, TTY: 711
Hours: 8 a.m. to 8 p.m., 7 days a week*
Se habla español.

Find a plan in your area

Meet with a licensed sales agent

Complete a request form and an agent will contact you to set up a time to talk.

More people trust us for their dual health plan insurance than any other insurance company1

With UnitedHealthcare Dual Complete, you’ll get:

More choice and guidance
  • Choose from a wide range of plan options, get answers to your Medicare and Medicaid questions, and understand how to use your benefits.
More value with affordable, high-quality coverage
  • Enjoy additional services like routine acupuncture services, yearly check-ups at home to help stay up to date on your health between visits, and much more.4
More access to personalized services and help managing your care
  • Get access to our large provider network with no referrals needed and personalized help with coordinating care in the convenience of your own home.

See how Dual Complete works

When you have both Medicaid and Medicare, you may need more coverage and support. UnitedHealthcare Dual Complete can help. Watch the video to learn more.

[Dual Complete from UnitedHealthcare logo displays]

[At no extra cost displays]

[Got Medicaid and Medicare? displays]

Gives people with Medicaid and Medicare more coverage and more support. [Medicaid and Medicare card displays] [helping hands displays]

You can keep your current Medicaid benefits and we’ll give you more at no extra cost to you. [piggy bank displays]

You could get credits to shop for approved health items. [shopping list and over $600 in credits to shop for health items displays]

More dental benefits. [toothbrush displays]

More vision benefits. [eye displays]

And $0 drug copays with home delivery option.

All of this with Dual Complete, a plan that gives you more.

[Get more with Dual Complete displays]


*In HI and AK, 8 a.m. to 8 p.m. Monday through Friday, 8 a.m. to 5 p.m. Saturday and Sunday.
Benefits, features and/or devices vary by plan/area. Limitations and exclusions apply. Network size varies by market.
1 Based on CMS and Internal Company Enrollment Data August 2021.
2 $0 cost-share for in-network dental care, specified services only. If your plan offers out-of-network dental coverage and you see an out-of-network dentist you might be billed more, even for services listed as $0 copay.
3 OTC and Healthy Food benefits have expiration timeframes. Call the plan or refer to your Evidence of Coverage (EOC) for more information.
4 UnitedHealthcare® HouseCalls may not be available in all areas.
5 Allowance for contacts or frames with standard (single, bi-focal, tri-focal or standard Tier I progressive) lenses covered in full either annually or every two years.