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Colorado Health Plans

Looking for low-cost or no-cost health insurance? We offer dual health plans for people with Medicaid and Medicare. 

We offer 5 health plans in Colorado

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  • Dual Eligible Plans <br>(Medicare - Medicaid)

    You might qualify for Dual Eligible Plans if...

    • You are under age 65 and qualify on the basis of disability or other special situation OR you are at least 65 years old and receive Extra Help or assistance from your state.
    • You're a U.S. citizen or a legal resident who has lived in the U.S. for at least five consecutive years.
    • You live in the plan's service area.
    Don't qualify? Find other Medicare plans at UHCMedicareSolutions.com (Opens in a New Tab)
  • Individual & Family Plans <br> (Exchange)

    You might qualify for Individual & Family Plans if...

    To be eligible you must live in the US, be a US citizen or national and cannot be incarcerated. However, if you qualify for Medicare or Medicaid - those options may be a better fit for you. And if you have insurance options through your employer, it's really up to you to decide between that coverage or the plans offered on the Exchange.

You might qualify for Dual Eligible Plans if...

  • You are under age 65 and qualify on the basis of disability or other special situation OR you are at least 65 years old and receive Extra Help or assistance from your state.
  • You're a U.S. citizen or a legal resident who has lived in the U.S. for at least five consecutive years.
  • You live in the plan's service area.
Don't qualify? Find other Medicare plans at UHCMedicareSolutions.com (Opens in a New Tab)

You might qualify for Individual & Family Plans if...

To be eligible you must live in the US, be a US citizen or national and cannot be incarcerated. However, if you qualify for Medicare or Medicaid - those options may be a better fit for you. And if you have insurance options through your employer, it's really up to you to decide between that coverage or the plans offered on the Exchange.

Filter by Plan Year (Dual Eligible Plans only)

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2021 UnitedHealthcare Dual Complete® (HMO D-SNP)

H0624-001-000

Monthly Premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services. 

Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, El Paso, Fremont, Jefferson, Larimer, Pueblo, Teller, and Weld.

Benefits & Features

  • OTC Items - Debit and Food Allowance

    Up to $680 per year to buy OTC products, plus $360 per year for healthy foods

  • Dental

    Up to $2000 for covered types of preventive and comprehensive dental services

  • Prescription Drug Coverage

    $0 drug copays on all tiers of covered medications with option for home delivery

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

2021 Rocky Mountain Health Plans DualCare Plus (HMO D-SNP)

H2582-002-000

Monthly Premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services. 

Delta, La Plata, Mesa, and Montezuma.

Benefits & Features

  • Dental

    Up to $500 for covered dental services such as certain cleanings and fillings

  • OTC Items - Debit and Food Allowance

    Up to $400 per year to buy OTC products, plus $360 per year for healthy foods

  • Prescription Drug Coverage

    $0 drug copays on all tiers of covered medications with option for home delivery

Have questions?    8 a.m. – 8 p.m. local time, Monday - Sunday, Oct. 1 - Mar. 31 and 8 a.m. - 8 p.m. local time, Monday - Friday, Apr. 1 - Sept. 30 1-844-812-5967  TTY 711

2022 UnitedHealthcare Dual Complete® (HMO D-SNP)

H0624-001-000

Monthly Premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services. 

Adams, Alamosa, Arapahoe, Boulder, Broomfield, Chaffee, Clear Creek, Conejos, Costilla, Crowley, Custer, Denver, Douglas, El Paso, Elbert, Fremont, Gilpin, Grand, Huerfano, Jefferson, Lake, Larimer, Las Animas, Logan, Morgan, Otero, Park, Pueblo, Teller, and Weld.

Benefits & Features

  • OTC+Healthy Food

     $130 a month on a prepaid card for OTC and covered groceries in-store or online

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

  • Dental coverage

    Up to $3000 for covered types of preventive and comprehensive dental

Have questions?    8 a.m. – 8 p.m. local time, 7 days a week    1-844-812-5967    TTY 711

2022 Rocky Mountain Health Plans DualCare Plus (HMO D-SNP)

H2582-002-000

Monthly Premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services. 

Archuleta, Delta, Eagle, Garfield, Gunnison, La Plata, Mesa, Moffat, Montezuma, Montrose, Pitkin, Rio Blanco, Routt, and Summit.

Benefits & Features

  • OTC+Healthy Food

    $80 a month on a prepaid card for OTC and covered groceries in-store or online

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

  • Dental coverage

    Up to $1000 for covered dental such as certain exams, cleanings, and fillings

Have questions?    8 a.m. – 8 p.m. local time, Monday - Sunday, Oct. 1 - Mar. 31 and 8 a.m. - 8 p.m. local time, Monday - Friday, Apr. 1 - Sept. 30 1-844-812-5967  TTY 711

Colorado Doctors Plan

UnitedHealthcare is offering individual and family plans in Colorado that are designed to provide the best possible coverage at an affordable price. 

We have plan choices in all three metal levels, bronze, silver and gold, offering a variety of benefits. And all of our plans come with reliable, friendly guidance from our experienced team.  


Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, El Paso, and Jefferson.

Benefits & Features

  • 3 $0 virtual visits

    Get the urgent care you need in 15 minutes or less, usually, with three virtual visits at no cost to you.

  • $0 preventive care

    Don't pay more for preventive care. These plans offer it at no additional cost.

  • Reliable Network

    Our Colorado Doctors Plan works with Centura to bring you easy to access providers.

Have Questions? 1-888-610-9045 TTY 711